Do you have Christmas on your mind? You are not the only one. Now that the big day is getting closer, most people like the idea of putting away extra money. You want to feel safe about money during the holidays.
Photo by Kira auf der Heide on Unsplash
Here are some of the smart ways to save more money that could help you. Look at this, and make sure you start right away:
Start A Side Hustle
You might think it’s too late to start a side job, but it doesn’t have to be anything fancy. With the rise of easy-to-join contract work, you can even use services like shipt to do the shopping for other people. With Uber or Lyft, you could drive people around, and with Grubhub, you could deliver food.
If you don’t like that kind of work, there are other ways to make extra money. If you know how to sew and have a sewing machine, you could offer to fix people’s old clothes. You could also start a service to walk dogs or take care of pets. You don’t have to learn something new to make extra money.
Do Overtime At Work
You could always ask for more hours at work if you don’t want to start a side business. This is a great idea because it could help you get that promotion down the road. Asking for more hours is a great way to show that you like your job or are ready to work hard.
Don’t worry if this isn’t an option or doesn’t sound good to you. There are other ways to get ready for the holidays without spending too much time away from your family.
Stop Impulse Spending
Now is a good time to stop buying things on a whim. Every little thing you buy adds up. Instead of buying lunch, make it yourself. You should make your own coffee. Get smart about how stores incentivise you to buy with clever campaigns and marketing.
The main way you can save money is to create a budget so you know what you are having to spend. Make sure you do this before the holidays and set a budget for each individual you are buying for. Spend more on immediate relatives and less on others. This way you can go look at the One Watch Collection knowing your budget and who you are buying for.
Plan To Purchase Larger Items In The Sales
Black Friday sales are coming up, so if you were going to buy any larger items, plan to do so then. You should be able to get a good deal since the sales can last up to a week. If you can’t get something during the sale, you might want to wait until January.
Stay Away From Things You Don’t Need
Don’t be tempted to spend a lot of money on things that no one will notice. Avoid Christmas dinner extras that no one will notice, decorations that you have to buy every year, and small gifts that will only be used once and then thrown away.
When you think about what you are spending your cash on, you will start to see that there are many items you may not need and that are not worth the money. Once you start to see things this way, it will be so much easier to stay within your budget while shopping for the holidays.
