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Deciding to purchase a new home should never be taken lightly, and there is a range of factors to consider before you decide to take the plunge. Do you need to pick a location based on schools, work or family, or are you free to spread your wings? Is a garden a non-negotiable, or are you ready to embrace high-life living? Will your budget allow you to create the dream you are envisioning? All these and more are the questions you need to ask yourself before committing to your move. Whether you design a dream home with a package from Reward Homes or buy a new house on the open market, we have put together a guide of the top considerations to keep in mind when deciding to move.
Your budget is perhaps the most important consideration as it has a direct impact on every other aspect of the buying process. It is important to know exactly how much you have to spend well in advance, and ensure that there is a cushion in case you have to make a slightly higher offer. By establishing your budget, you will automatically narrow down the list of potential properties, and be able to obtain a realistic view of what is available to you.
The location will be impacted by two aspects: your budget, and how close you need to be to your place of work, children’s schools, or friends and family members. Once you have determined your budget, you will get a good idea of what is available within your desired area, and this will help to narrow down the list further. Remember that a city-centre property will almost always be pricier than the suburbs and that you will pay extra for things like garages or parking, security, or additional bathrooms.
One option for getting your hands on a dream house is to purchase a fixer-upper. These are more rundown properties which require work or maintenance to make them habitable. This work can range from a structural overhaul to updating the decor, but these houses are usually on the market for a cheaper price.
If you have your heart set on a particular location which is over your budget, this can be a great way to get your foot in the door and may possibly even create a long-term investment. On the other hand, if you are looking for a low-maintenance property which you can simply move into and enjoy, it may be worth seeking out a new build, which will often come with all mod-cons already established, and all of the hard work done for you.
Compromise is an inevitable fact of life, and this is the case with the property market. It is highly likely that you will be required to shift your ideas and settle for something which ticks nine out of ten boxes rather than the full house. Be flexible and open-minded, and you may end up bagging a bargain you never expected.
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